The National Credit Regulator (NCR) was established as the credit regulator under the National Credit Act 34 of 2005 (the Act). It is responsible for the regulation of the South African credit industry and is tasked with, among other things, ensuring enforcement of the Act. The NCR is also tasked with the registration of credit providers, credit bureaux and debt counsellors; and enforcement of compliance with the Act. At Debt911 we believe that being in debt isn’t easy and that is why we are committed to providing the highest level of services to assist the consumer get out of debt. Our debt counsellors look at the fine print thet credit providers normally don't tell you about. We re-negotiate your interest rate, credit life insurance, and other necessary excesses that leads to high credit repayments.
Money can be intimidating, that is why we are there to assist in taking the fear away. With a highly-trained admin team, we can guarantee that no credit problem will be left unsolved.
Debt 911 introduced the financial wellness programme to assist millions of South African at their work places for them to get the right financial education. We educate them on SPENDING and SAVING for EMERGENCIES before and after retirement
Debt 911 knows that with the current financial cloud hanging over the economy, the unforseen can happen for example you me be retrenched, find yourself in an accident. We have partnered with ONE|SURE insurance to protect you in times like these we will pay your instalments for up to 12months.
An informal option we offer to consumers that will enable them to have a better repayment plan. Mediation normally is not much of a legal process and but will require strict measures to ensure that both parties do not breach the terms of the agreement. The process is the same as the debt counselling but without legal protection.